First Steps

I am in the process of taking measures to make my first steps back to my life. Since I will be on my own and I have relied on Bill to handle our finances for the past 6 years I have begun setting up ways to manage my money. I don't have a good history in this area and I have a lot of catching up to do and a lot to learn. First of all I have set up spreadsheets to keep track of my spending and my financial accounts. My challenge is to develop a habit of recording my expendatures and keeping an close eye on my accounts, something I have never done in the past. Once I get this habit established I need to begin planning for my future since at age 53 retirement is not really that far away. If I don't want to spend my retirement as a Wal-mart Greeter I have figure out a fast way to catch up so I will be prepared. One step at a time.